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Private Money Lenders Win With You When They Invest In You

Let’s look at an example of real estate investing with private money, and how everyone wins.

Let’s say you bought a house and fixed it up for a total of $100,000, and you sold it for $150,000, meaning you made a $50,000 profit, and you did it in 4 months.

If you also paid interest at 12% per year (1% per month) on the $100,000 you borrowed, you would pay $4,000 in interest for that 4 month period.

Now, remember, you made $50,000 on the deal. So, subtract the $4,000 in interest cost from your gross profit and youre left with a net profit of $46,000 from your real estate investing. Pretty cool deal isnt it!

Your private money investor is happy because they got 12% on their money, about six times the prevailing bank rates, and their money was secured by the property you bought with the money.

Not only that, but you made $46,000 too! Everyone wins.

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The Best lcd tv LCD TVs on the Market
TVs like the Bravia W4500 model it replaces. A marketing spiel touting that the WE5 consumes less power than two 75-Watt light bulbs lcd tv reviews which may be more of an indictment on the inefficiencies of incandescent bulbs is a pretty impressive ploy.

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How can you choose the best fat burning diet?

You could choose the Grapefruit diet which has been very effective for many people for fast weight loss in a very short period of time. But, the grapefruit diet is fairly restrictive on the types of foods, and is best used for short periods of times while followed up with another healthy diet program.

Some people choose the extreme, and will use the Lemonade Diet. The Lemonade Diet will flush your body of toxins, and waste, and since you are on very low calorie intake, it’s also a great fast weight loss diet. But is definitely a short term solution.

If you are needing to lose a higher amount of fat, then the fastest fat burning diet will be a combination of exercise, and a healthy diet program. You will lost the fat more steadily, and it is a diet you can sustain for a long period of time.

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Homes Still Available For Homebuyers Looking For Great Deals And Easy Financing

There’s a lot of talk going around these days about how hard it is to qualify for a home loan, especially in this post mortgage meltdown, post mortgage bailout economy.

Ironically, the mortgage bailout funds that were supposed to “trickle down” through the banks that received them to reach the “little guy” homeowner in the form of affordable mortgages, never really seemed to make it that far. In fact, it appears that much of that funding that was supposed to ease credit and make it easier to borrow, wound up financing huge mergers and acquisitions in the bank and mortgage lending world.

That left the average would-be home buyer holding the bag, unable to find a mortgage he or she could qualify for, which in turn has continued to suppress house pricing. But, all is not doom and gloom, and there are some shining opportunities out there as a result of all the mortgage mess.

For example, many real estate investors are finding very good deals on homes that banks have taken back, either through foreclosure or homeowners just handing over the keys and walking away from their mortgages. For example, Bruce and Michelle at Lawndale houses for sale offer homebuyers in the Los Angeles area great deals on homes that they buy from distressed homeowners in Lawndale, Hawthorne and the surrounding areas.

Similarly, on the opposite side of the country, Gary Gloer offers homebuyers in the Florida Keys the opportunity to avoid foreclosure Monroe. He does this by showing distressed Florida homeowners that they can find a buyer who will pay them a fair price for their home, negotiate with banks to acquire the loan at a price that permits the homeowner to avoid foreclosure and also satisfies the indebtedness.

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Real Estate Finance Using Subject To Options

Real estate finance is one of our favorite real estate investing topics to write about.

Our students are always interested in new and intresting ways to finance their purchases of real property, so from time to time, we like to review some of our favorite strategies.

One of these is financing wholesale rela estate deals with “subject to options.”

Now, don’t let the fancy name intimidate you, subject to options aren’t as scary as they may sound, and they can really supercharge your real estate investing.

Typically the advantage to wholesale deals is that they can be turned over faster than retail deals.

If you give a low enough price that another real estate investor can come into the property, make a few upgrades or fixes and then sell it for a profit, then you have a larger market of potential buyers than if you are looking only for an end user.

When real estate investing with option contracts, all you do as a real estate investor is find a deal that you are interested in buying, negotiate a price with the seller, and then execute an option contract with the seller.

These deals can be financed in any number of ways, but one of our favorite real estate financing strategies is to negotiate a subject to option.

The subject to option gives you the right not only to purchase the property for a fixed price for a fixed period of time.

It also gives you the right to take over the property with its existing financing, meaning that as long as you’re willing to make the payments on the current mortgages on the property, you won’t need to go out and get new financing.

This is a powerful one-two investing strategy, because it allows you to contract a virtually limitless number of properties with very little money out of pocket (typically $10 for an option fee) and then to close on the properties without the expense, hassle or need for financing!

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If you suffer from chronic sciatica from a degenerative disc, bulging or herniated disc then you may qualify for a revolutionary treatment called spinal decompression. This technology has the ability to rehabilitate damaged discs allowing them to heal,decompressing painful nerves and alleviating sciatica.

Write an Education Cover Letter That Lands the Job!

If you want a job as a teacher or education professional, create an education cover letter that stands out from the crowd. Be clear up front about the job you’re looking forwhether a classroom teacher, a school district employee, an educational consultant. Then include in your education cover letter, your experience as well as related tasks and talents that will separate you from competitors for the same job. It’s important, as well, to ask for an interview at the end of all education cover letters so you can meet the employer face-to-face and clinch the deal.

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The ‘Low Down’ on universal animal stak

ICARIIN
The herb “Horny Goat Weed” (Epimedium sagittatum) has been used as a male aphrodisiac in Chinese herbal medicine for hundreds of years. It’s been somewhat effective in this role most likely because of a single flavanoid contained in the herb called Icariin. This is another “why didn’t the other guys think to put this into their NO mediated supplement” type of chemical. Icariin seems to actually work at genetically causing an cytosport complete whey increased capacity for the production of NO (Acta Pharmacol Sin. 2006 Mar;27(3):311-20). Additionally, when pure (98%) Icariin was given orally to several test groups of rats (Asian J Androl. 2005 Dec;7(4):381-8) it also caused a significant increase in the amount of NOS as well as increasing the percent of smooth muscle found in the corpus cavernosum (penis) of the rats.

The stunning new technology is known as peptide “multi-fractionation.” Unlike today’s whey proteins that use peptide chains in their “randomly occurring” length, MRI has isolated the specific “interval” (length) within the peptide chains that holds all the concentrated power to change your body composition! You get two powerful physique-altering chain-length specific peptides in new Pro-NOS: ACTINOS increases nitric oxide. VAT-Burn strips of belly fat.

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The unemployment rate is still sky rocket and the global economy is still in early recovery mode yet the number of web stores is still growing. Are these new online merchants crazy or do they know something others don’t?

A lot of people ask, “What is the best home business opportunity or what is the best internet business to get into?” Maybe they have been asking the wrong questions. We’ll try to point out what the right questions are in this article. A lot of successful merchants aren’t geniuses. You don’t need to be a rocket scientist to run a web store. Basically, successful merchants are those who ask the simplest questions every time they are confronted with a new challenge. In our current economic situation, the million dollar question is, “What would people buy when times are hard?”

The answer to that question is “Almost anything, but at a cheaper price.”

When times are prosper, almost everything sells because there’s obviously lots of money to throw around. But when times aren’t so great, people start to tighten their purse strings. However, everyone still needs to spend on necessities such as utilities, clothes, transportation, medication and education - because life has to go on.

As a matter of fact, there are even items that would not normally sell well during good times but will suddenly sell like hot cakes during rather hard times like these. Here are a few examples of common items that have been given a little twist in terms of marketing:

Clothes

Used and off season clothes, believe it or not. You may not have thought about spending money on a lot of these clothes no matter how wonderful they looked during better economic times, but a business opportunity seeker or two saw this opportunity coming as soon as the bubble burst and they’re now making money selling used and off season clothes to various niches - plus-size, maternity, kids, infants - the list goes on. Sounds obvious once it’s been pointed out, but it’s those who grasp opportunity when others give it a pass who find early (and sometimes lasting) success.

Many merchants source these types of clothes from countries such as Hong Kong, Japan and even China. This ensures the designs don’t look jaded even though they are not entirely new, because they are not found in the US. Additionally, margins for these items are pretty good.

The advantage online stores selling such items have over conventional stores is that the perception issue that some people may have about being seen buying used or off season apparel is pretty much a non-factor when shopping for clothes online.

Books

Used text books and e-books also sell well during a recession. No matter what the economic situation, people still need to study. In countries where education is not subsidized, college reading material can really set you back. The popularity of e-books has been growing steadily as well because people are becoming more environmentally-conscious. This is an extra marketing angle that you could use.

Toys

Speaking of environmental consciousness, parents are shying away from costly “plasticky” contemporary toys in favor of more “green” toys which come in the form of brain teasing puzzles and creative assembly fixtures. These puzzles and fixtures are made from recycled material and are free from chemicals so they’re good for the environment, safe for your child and lighter on your wallet.

Generic Brands

Selling generic alternatives of fast moving consumer goods (FMCG) is also a good idea. But remember, the margins for these items are not that high so you’ll have to sell them in volume. This also means that you’ll need quite a bit of storage space to store your inventory if you’re considering to go this route.

There are many more items which sell well during a recession. The examples above are just to show you that you don’t really need to think that hard to figure out what to sell. All it takes is for you to be a business opportunity seeker with some foresight and a hint of innovative.

Real Estate Investors Find Great Opportunities In Foreclosure Market

As the foreclsoure market has continued to expand, real estate investors are increasingly realizing more and more income from purchasing foreclosure properties and then offering those foreclosure properties for sale.

For example, Mary B. of San Diego Foreclosure For Sale goes out into the market and identifies attractive real estate that has gone through the foreclosure process or where the property owner has received a notice of default on a property.

She then negotiates with the bank, note holder, or in the case of a pre-foreclosure - the property owners, and purchases the distressed real estate for a very attractive price that is usually only a fraction of the current retail value of the property.

Banks and note holders are willing to accept these lower prices because they are not in the business of owning real estate and they like the prospect of taking some money for the defaulted loan, taking the loss and moving on with their lending business.

Like Mary, Scott Duff, of Palm Beach House Buyer in Palm Beach, Florida makes his money investing in real estate that he buys from foreclosures, distressed property owners and banks who no longer want to own the property or paper underlying it.

Scott finds the properties, purchases them, fixes them up and then markets and sells them to retail buyers who are happy to be able to buy property at 80% - 90% of market value. Since Scott bought the property for 60% - 70% of market value, he is able to make a nice profit while still offering great deals to his buyers.

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Southern California Real Estate Update

Southern California real estate values continue their uncertain wobble from the deep discounts that occured at the beginning of the sub-prime mortgage collapse. While prices in many areas are down, there are still a few bright spots on the map of what used to be the land of unending real estate appreciation.

Real estate investors, however, have not failed to notice the numerous opportunities for investment that the ups and downs of the California real estate market affords. For example, Rex Ro, who is a Corona house buyer in Corona, California, says, “I’m buying everything I can get my hands on right now. These prices make it possible to buy a property, rent it out and then sell it to another real estate investor looking for rental income at a nice profit.”

Ro also says that there is no shortage of discounted properties available for purchase in Corona, his primary market (located in Riverside County).

The theme is the same from one real estate investor to another. There are thousands of houses on the market right now, and those not aware of the opportunities can end up paying too much for home. In fact, many times the values offered by real estate investor who have purchased and fixed up a home are substantially better than what a retail buyer would pay to a seller who listed with a traditional real estate broker or agent.

One resource for finding real estate investors who offer this buying advantage is the real estate investor training website.

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SCOE 10X is amazing

I suffered for two years without being able to eliminate the odor of cat urine in my house after my cat had a urinary tract problem.
I even resorted to replacing carpet in three rooms, but the odor remained and he continued to urinate on it.
One treatment with SCOE 10X and the ODOR IS GONE!!!

Truly amazing.

I would recommend this to anyone.

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One Stop Furniture Shopping
Max furniture is a full service furniture store. What I like about this is that you can find virtually any piece of furniture for your home or office all in one place. It is tough having to order from 6 specialty stores. But ordering from max furniture makes everything a lot easier. They have a clear and smooth checkout process and of course great photos of all their products. You can almost touch the fabric in a couch the photos are so clear. Max furniture clearly recognizes that the typical online shopper wants to see as much of the product as possible before they order. The bottom line is that their selection is phenomenal. There are pieces that they offer you cannot find anywhere else on the Web. They also have an especially good selection of outdoor furniture.

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There might actually be reasons why more and more people are starting up web stores. Every year more than half a million people in the US alone set up new small businesses regardless of the economic situation. And these figures do not comprises the many more who work from their homes either part-time or full-time.

“Being an entrepreneur is all about risk and innovation, not timing the market.” - Jason Shellen, former Google employee

If You Don’t, Someone Else Will

How many times have you looked at a business that’s doing well and said to yourself, “Hey, I thought about doing that years ago..but didn’t, for such and such reasons”? The fact is, sooner or later, someone else will come along, get the same idea and actually go for it. For most of us, opportunity only knocks once. So it’s up to us to answer the bell and act on our ideas.

Gateway To Financial Freedom

About 40% of new businesses fail after 4 years. This is why it is essential to study why businesses fail so you don’t make the same mistakes. It is true that a home based online business opportunity can be your gateway to financial freedom but only if you play your cards right. This means continuous research into what works, what sells and what customers really want. Staying appropriate and innovative is the way to keep your business booming. It’s true that not everyone who engages in a home based online business opportunity will be a millionaire but the successful ones will be very comfortable financially.

Time For Everything Else

Being your own boss has its ups and downs but if you do things correctly, there will be more ups than downs. Once you have settled into your new role, you’ll understand that you finally have more time on your hands to do all the things you didn’t have time for before. You’ll finally have time for family holidays. No more missing kids’ recitals and concerts because of conference calls or emergency meetings. And, most importantly,, you can finally have time to play golf on weekdays. The only problem is, your friends might not be so lucky.

What if business picks up and it starts using up your free time? More business means more money, which in turn means you can now able to hire people to do the work for you. Problem solved.

It’s Not That Hard Or Costly

It’s not really that hard to set up a home based business and it doesn’t cost much either. Research has shown that the general thing holding people back is fear of failing. That is why it is crucial to take a calculated risk. You must research your market, your product and ensure your business plan and goals are not too far-fetched. Once you’ve got your research and planning settled, all you have to do is look for an all in one shopping cart. You can get a comparatively cheap ecommerce hosting shopping cart with all of the bells and whistles from only $49.97 a month. It costs even less if you subscribe for 12 months. Ecommerce solutions (like the one offered by InstanteStore) are very user-friendly. And help is just an email or a phone call away if you need any.

The ecommerce pie is still big enough for everyone to have a bite. In fact the pie is getting bigger. Opportunity is out there, but you have to be ready and willing to take advantages of it. Just make sure you’ve done all your groundwork accordingly before taking the leap.

There are reasons why more and more people are starting up web stores. Every year more than half a million people in the US alone set up new small businesses regardless of the economic situation. And these figures do not consist of the many more who work from their homes either part-time or full-time.

“Being an entrepreneur is all about risk and innovation, not timing the market.” - Jason Shellen, former Google employee

If You Don’t, Someone Else Will

How many times have you looked at a business that’s doing well and said to yourself, “Hey, I thought about doing that years ago..but didn’t, for such and such reasons”? The fact is, sooner or later, someone else will come along, get the same idea and actually go for it. For most of us, opportunity only knocks once. So it’s up to us to answer the bell and act on our ideas.

Gateway To Financial Freedom

About 40% of new businesses fail after 4 years. This is why it is essential to study why businesses fail so you don’t make the same mistakes. It is true that a home based online business opportunity can be your gateway to financial freedom but only if you play your cards right. This means continuous research into what works, what sells and what customers really want. Staying applicable and innovative is the way to keep your business booming. It’s true that not everyone who engages in a home based online business opportunity will be a millionaire but the successful ones will be very comfortable financially.

Time For Everything Else

Being your own boss has its ups and downs but if you do things right, there will be more ups than downs. Once you have settled into your new role, you’ll realize that you finally have more time on your hands to do all the things you didn’t have time for before. You’ll finally have time for family holidays. No more missing kids’ recitals and concerts because of conference calls or emergency meetings. And of course, you can finally have time to play golf on weekdays. The only problem is, your friends might not be so lucky.

What if business picks up and it starts eating into your free time? More business means more money, which in turn means you can now afford to hire people to do the work for you. Problem solved.

It’s Not That Hard Or Costly

It’s not really that hard to set up a home based business and it doesn’t cost much either. Research has shown that the main thing holding people back is fear of failing. That is why it is important to take a calculated risk. You must research your market, your product and ensure your business plan and goals are not too far-fetched. Once you’ve got your research and planning settled, all you have to do is look for an all in one shopping cart. You can get a comparably cheap ecommerce hosting shopping cart with all of the bells and whistles from only $49.97 a month. It costs even less if you subscribe for 12 months. Ecommerce solutions (like the one offered by InstanteStore) are very user-friendly. And help is just an email or a phone call away if you need any.

The ecommerce pie is still big enough for everyone to have a bite. Basically the pie is getting bigger. Opportunity is out there, but you have to be ready and willing to take advantage of it. Just make sure you’ve done all your groundwork accordingly before taking the leap.

Want Good Skin? Get to Bed!

Can you ever tell when someone hasn’t gotten a good night’s sleep? What about for yourself - have you ever had a restless night or stayed out way past your bedtime and noticed the difference in your face the next day? (Here’s where you can find more detailed information on skin care and stretch mark removal cream.)

People who don’t get enough sleep, whether it’s just for one night or whether it’s a common problem, usually look pale, clammy, and rather unhealthy. They get dark circles under their eyes and usually look somewhat clammy as well.

Why is this? Why does a lack of sleep affect someone in this way? How could just one night’s poor sleep affect your appearance so drastically?

Many people think that when we’re asleep our entire body is at rest but this just isn’t true. Our major systems need to work continuously for a human to survive; the heart needs to keep beating, the lungs continue breathing, the digestive system still breaks down and absorbs food, and so on, even when we sleep. Our bodies are constantly at work no matter what our activity level; a person in a coma is still burning some calories!

Our brains are also still working when we sleep as they of course regulate all these systems, and while we don’t have conscious thought the brain still needs to evaluate noises, smells, and other sensations so as to judge them as being a threat or something harmless. This is why a loud sound will wake us up while the sound of our bed partner breathing doesn’t - the brain knows that one is a potential threat while the other is not. (Here’s where you can find more skin care products reviews.)

However these systems do slow down quite a bit; we breathe slower, the heart beats slower, and so on. But sleep means more than just a time to rest for the major systems of the body. When sleeping the body now has time to rejuvenate and renew itself. During sleep dead cells are removed and new cells replace them. The body is actually hard at work during sleep repairing and rejuvenating itself.

This is true of your skin as well. When the body is asleep any and all rejuvenation for the skin is likely to happen. Dead skin cells are pulled away while new ones replace them.

When you use skincare products on the face it’s always recommended that you use these at night at the very least because that’s typically when they do the most good. Moisturizers have a chance to penetrate deeply and to be thoroughly absorbed by the skin. But even without moisturizers, sleep is a time for your skin to repair and heal itself. So if you want skin that looks healthy and radiant, get to bed!

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As a parent, you want to find the most kid auditions for your child. Don’t worry too much though, just have these kid audition tips handy in the back of your head.

Here is where you can find auditions for kids in your area.

It would help a lot if your kid really had the want to be an actor or actress. That drive will help in their success. Some kids do not know any better and will try to please their parents because they really want their child to be an actor. Be sure not the pressure your child too much.

Make sure you have professionally taken headshots of your kid so that you can easily hand them to casting directors. I would maybe get an agent to represent your kid so that you can find more jobs. Agents only get paid about 10-15% of your child’s paycheck if they happened to find that job for you.

If you are asked to pay upfront some money for an audition or for casting directors to take pictures, tell them you have a headshot already.

It’s known that the Hollywood show business can be very ruthless and could make a kid jaded towards acting. You’ll need to set some expectations for your child so that he or she doesn’t get let down too much. This is a perfect opportunity to teach your kid not to ever give up.

Your child will still be yours whether or not they land that role. Keep that in mind and keep their spirits up.

If you are looking for children casting calls, fill out the form to see a list of current ones.

Keep this up and your child could be the next big thing in Hollywood. Good luck to you! When your kid makes it big, remember that you got the information from AuditionFree.com.

Real Estate Investors Need An Exit Strategy When Buying Investment Properties

Want to know how to succeed at real estate investing?

What matters most is that you have an exit strategy in mind when you purchase your investment real estate property.

The biggest losers in real estate investing are people who purchase properties without knowing what they are going to do on the back end to make money from those properties.

What is an exit strategy for a real estate deal?

Great question! All exit strategy means is that you know what you are going to do with the property to make money on it AT THE TIME YOU BUY IT.

That timing is critical. You need to know how you are going to turn your real estate investment from investment to cash, from property to payday, at the time you buy it.

This makes sense too, doesn’t it? Rather than buying something you like or think may be a good investment, create a plan for how you are going to get rid of the investment to cash out, get paid and make your profit, and do that before you ever invest a dime in the property!

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Here are the Top sony bravia LCD TVs
As usual, High also introduced more artifacts. During the scene in Grand Central where the main characters flee New York, for example, we saw breakup among the press of bodies, where parts of people briefly seemed to detach and reform, especially when the camera swung around at the same time (at the 15:37 mark). The artifacts seemed more prominent compared with what we saw on the Samsung’s High mode, although those were also noticeable and objectionable. Sony’s Standard and Samsung’s Low both let some judder remain in the image, although that meant the TV was seeming to kick in and out of smooth mode, which could be jarring at times–although the kick-in appeared less-jarring on the Sony than the Samsung in Low. We also noticed that the Samsung’s suffered from the “triple puck effect” where a fast-moving hockey puck would seemingly break apart then reform, while the Sony displays did not. To be fair, the breakup was quite difficult to spot in the Samsung’s Low mode, although its other modes exaggerated he effect more. As with many other 120Hz displays, the Sony XBR6 is capable of preserving the native 24-frame cadence of 1080p/24 sources, typically available on Blu-ray Discs, and skipping the 2:3 pull-down process. To test this capability, we set our PS3 to 1080p/24 output, tuned off Motion Enhancer, and compared the image with that of the 120Hz Samsung displays (with dejudder turned off), the Pioneer in its 72Hz Advance mode, and the Panasonic set to its standard 60Hz mode as the baseline reference.

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Touch Up Your Real Estate If You Want To Sell It Quickly

If you want to sell your Chicago multi-family real estate or Dallas multi-family real estate quickly, it makes sense to get it in shape to sell before you start to list or market it.

Let’s face it, any home that we own and live in for any period of time is going to suffer some wear and tear. So, doesn’t it make sense that when you decide to sell your home, you’re going to need to do a little cosmetic work on it to make it look more appealing to potential buyers?

Of course it does. So, let’s think about what a few things we can do might be that would allow us to get real estate we want to sell in the right shape to actually attract and appeal to a buyer enought to cause them to pull their wallet out of their pocket and write that earnest money deposit and down payment check, okay?

For example, it is better to fix up the interior part of your homeby putting a fresh coat of paint in the most used areas.

This will clean as well as brighten up the rooms and, it will also have the added benefit of helping to dispose of unwanted odors.

You may not realize it because you live in the home every day, but there are smells and odors in every house.

Get rid of the odors and you will have a much more attractive house to sell. Buyers will appreciate the clean smell and the apparent freshness of the property and you will see the benefit in many ways, including shorter turnaround and listing time to sell, as well as a higher price. People are willing to pay more for properties that look and smell clean, especially if they are purchasing the property to live in and share with their own family.

Remember, more clean equals more green (in your pocket that is!)

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